After launching Mi Credit instant loan service in India in partnership with KreditBee for Xiaomi users back in May, Xiaomi India has launched Mi Credit service app for Xiaomi users with MIUI above the age of 18 years. This will offer instant loan with a click of a button for eligible person.  Money will be disbursed to your bank account in real-time, and interest rates stat as low as 1.8% per month, says Xiaomi. After downloading and logging into the app with required credentials and you can also upload the documents in the app itself. You can also select Loan Amount desired, Period of Loan and Repayment Schedule. Once you add and verify your bank account, you get the amount after verification. You can repay the loan on Mi Credit app using Netbanking or Debit cards. Xiaomi said that the app is currently exclusively available to only whitelisted MIUI users, even though you can download the app from Mi Community app here. You can mail to micredit-in@xiaomi.com with the subject "Whitelist" and a note with phone number so that Xiaomi will get back. Source

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